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LOCK IN YOUR MORTGAGE INTEREST RATE NOW AND THEN SHOP FOR A HOME!

In case you did not know, interest rates are exceedingly right now . But, you have not found the home you want to buy yet? No Problem... there are loans available now that you can lock the interest rate now and then shop for your home. You can lock the

Are You Afraid to Buy a Home NOW?

With all the negative reports in the media about the housing slowdown, it is small wonder that you would be afraid. Despite some of the mortgage options not being available (you did not want them anyway), now is the RIGHT time to buy! Let me point out

Nehemiah FHA Loan Still Available!

On October 1, 2007, HUD prohibited the source of down payment assistance that consisted of funds provided by the seller, or any other person or entity who financially benefits from the transaction. The funds also could no longer be from any third party

Good News is Bad News in Mortgage Industry

More on yesterday's post... Sure enough, 'good' new is 'bad' news for mortgage interest rates. Today, we hear that 110,000 new jobs were created in August, as well as 118,000 new jobs in June and July. Today, the mortgage interest

What are the 'Real Estate Experts' Thinking?... Not to Mention, the Government!

Only 15% of the subprime loans became foreclosures, but we got rid of ALL subprime loans. They also got rid of 80/20 loans, which can be good. This, I feel, is one of those things that can and does hurt lenders. If no one is investing in the home, and

Atlanta Housing Report: The Current Cycle

Well, here we are in the middle of 2007, with an excess of homes on the market and fewer buyers who can qualify for them due to the interest rates being higher than the last time they looked at buying a house and the lenders tightening up their lending

Moving UP to a Larger Home? Gwinnett Market Conditions YOU Need to Know!

With the market being somewhat depressed in Gwinnett, and the Atlanta Metro area in general, you need to know what to do in a depressed market. Since there is currently a large inventory of homes, it seems like there are not enough buyers to go around.

Great Home Deals in North Metro Atlanta!

There are great deals in the suburbs north of Atlanta! In previous years, the Atlanta area had approximately 80,000 homes on the market entering the summer months. Now, this summer, we are entering the summer with over 109,000 on the market. Sellers are

How is the Home Market in Suwanee, Georgia?

There are 72 active listings in Suwanee as of today, 5/7, ranging in price from $160,000 for a 3 bedroom, 2.5 bath home with a fenced backyard to $474,900 for a 5 bedroom, 4 bath home with granite counters, rear stairs, and 3 sides brick. No homes have